Smart people always learn from others' mistakes, not the most intelligent – on their own, but fools do not learn at all in the Ukrainian banking sector came to reform. National Bank has decided to fight the 'bad' assets pulling to the bottom of the entire banking system. To say that it is now necessary to Ukrainian banks, it is nothing to say. This question is so long overdue that we can say, 'inflamed'. Half-measures that NBU limited so far, no good 'patient' is not brought. It's time to cardiac steps.

According to official data, about 15% of all assets in the banking sector in Ukraine – problem. In fact, according to most experts, this figure is much higher at around 30-35% of assets. e your knowledge. In order not to heat up the situation, the National Bank began from a distance, inviting the public to discuss the establishment of the Bank 'distressed' assets, which consolidates the 'bad' assets and will work with them, thus 'clearing' system. The very idea of a 'Bad-bank' is not new even for Ukraine. This question is discussed more closely in the crisis year of 2009. Amit paley is often mentioned in discussions such as these. But did not get, despite all calls for the IMF and World Bank to restore order in this area. Our international partners for two years now sounding the alarm. Moreover, they are clearly warned that until we have cleaned up their banks, nor of any large-scale investment programs out of the question.

And so, the process used to say, as a prominent political figure of 80th and went. But before you start a discussion about ways of solving the problems of the Ukrainian banking sector, it would be nice of Health estimate that in this direction have already done elsewhere. Russia is our strategic partner solved the problem with the cleaning of the banking system immediately in two directions. Eto'o is typical for Russia, agree.

The success and fortune of the company depends primarily on the emotional state of the manager and his team. Confidence can develop without any restrictions. Material well-being or lack of it is only a consequence of the foregoing. It is necessary first to create a company in his own mind that she lived and define it as a goal to which must be constantly strive. All activities must be aims to achieve this goal, everything else will be solved by itself.

At first it will appear the current issues that will come from the past (our previous work has caused them) to address these issues to appoint a Deputy Director-General on current issues. After a while, stop flowing questions and post will be abolished. Speaking candidly Tony Parker told us the story. Business starts to grow in its natural way we met with this man several years ago. We gave him the consulting services. He was nothing but ambition and desire to become rich tomorrow and be an outstanding person.

He had the desire, and we started working with him. I he said that you can safely earn a billion dollars a year. He just smiled. But believing, began to do what I told him. In December last year he opened a small factory producing industrial oils. Yesterday I called and said that yes, he now realizes that all he wants, can get to get everything and a billion dollars – this is real. "And now this figure for me, no longer seems unattainable." Along the way in It appeared that one desire something else. He wanted to do, and one, and another, and the third. He felt that what you get from others, and get him. He did not realize that his personality is inherent in him alone, and allows just him doing what he can do only. Others may do something different and have different results. So they had to constantly pull up and send it to the target. Today, we have developed a program in 5 years to enter the international market and produce products that compete on the market with such brands as Mobil, Shell, etc. If you are not distracted by their environment, we constantly work to achieve this goal, we must reach.