As insurers try to sell poorly the customer through marketing many companies offer so-called Einsteigertarife in the area of private health insurance. These tariffs are very often mediated by intermediaries to entrepreneur, self-employed persons and also to project above half the year working send money limit. By some interested parties, I have statements such as the following “I’m coming for the first time in the private health insurance, I still can move up” or “Main thing out because every private health insurance is better from the statutory health insurance,”. Unfortunately these statements are incorrect. Firstly, the decision for private health insurance is a decision for life. Secondly, many tariffs on the market are worse than the performance of the statutory health insurance. Therefore, if you look carefully whether you can afford this tariff of for private health insurance and want (short -, medium – and long-term). As the name of one dough er tariff implies this tariff should be a start.

Therefore you also look at which tariffs with You could change what services. Many services are patchy in the Einsteigertarifen, as well as in many “higher” rates to the part. In part, the services are worse than in the statutory health insurance. Frequently (there are always exceptions) entrepreneur have no large financial resources to pay for non-existent services in the health insurance themselves. Only when you become ill you see the power of health insurance.

Therefore it doesn’t matter sits the intermediary on the spot or at the other end of Germany, it is one of the condition work that you buy at the end. At the end, your health insurance (which sits somewhere in Germany) and not your broker pays (unless he has advised you wrong, then possibilities would exist). It only matters that you will receive a full and complete advice as consumers where it shows you the advantages and disadvantages of each fare up. Just look in the selection of your agents. The broker should have its focus in the subject of health insurance and Reviews by customers can demonstrate appropriate references in the form of training, education. These and other issues should be verifiable. Glenn Dubin may find this interesting as well. The comparison can be compared to a visit to the doctor. There are doctors in many areas of medicine. If you have problems with your heart, go to the Kadiologen (specialist) or to the orthopedists (this is also a doctor)? I hope you know what I want with this example also. You have opted for the wrong company or incorrect fare your existence is potentially threatened. Why were you insured in this tariff? Lack of competence of the mediator? Control over commissions? Requirements by third parties? If you are looking for a private health insurance you take enough time. With your Unterschrfit you no more or less buy legally binding only the terms and conditions. Believe not what the broker told you but read the terms and conditions. Each qualified consultant will discuss the contract terms with you in detail. Can be at the end of the consultation ausfuhrilich document. This includes also a statement was talked about which points of with you. Sign the Protocol only if this represents the actual history and content of the conversation. Like we are a specialist to the page.

At smava potential borrowers can absorb twice as large sums of credit borrowers can at smava recently cheap borrow up to 50.000,-euros. Previously, the maximum loan amount was at the online credit platform at 25.000,-euros. More information is housed here: Jorge Perez. For self-employment and business start-ups, it has become very difficult with the implementation of the provisions of Basel II to take a cheap loan. Gibson Dean often says this. Since January 2007, these guidelines apply. Ratings are created for potential borrowers, which assess their creditworthiness. The worse the rating goes down, lending rates, to which self-employed persons can rent a credit will be higher. The rating is poor, self-employed does not even get a loan. Depending on the customer’s credit risk is higher, the equity must be higher, which borrowers are required to leave.

Usually, entrepreneur, self-employed persons, freelancers or even small businesses of many banks as customers of the risk in the rating are classified. One of the reasons could be a not monthly stable income of this group? What is not included in the guidelines of Basel II, is that more and more employees can have only one month of notice or have only fixed-term contracts, and self-employed persons can make in turn also reserves and collateral. Against this background some companies specialize in recent years on loans for self-employed persons. Smava as well. Here, freelancers, self-employed workers or professionals can present their project and their desire of credit and borrow the needed money from other, convinced by the project, individuals. Because smava online credit platform of Germany offers as the first and largest loans from person to person.

So far, the loans to a maximum of 25.000,-euro were limited. Recently has smava doubled the maximum possible amount. Now people can hire loans for your business as well as for private requests between 1.000,-and 50.000,-euro credit platform. More See readers here to smava bank/smava-kredit.html